Meet Nuvaro AI, your money expert

Know exactly where your money goes.

Import a bank statement, see every trend, and ask Nuvaro AI anything. Need a P&L? Just ask.

9:41100%

Net worth

$24,860.40

+$1,240 this month

Spotify

Premium Individual · due Oct 21

$11.99

Netflix

Standard plan · due Oct 24

$15.49

YouTube Premium

Family · due Oct 28

$22.99

iCloud+ storage

200 GB · due Nov 2

$2.99

Amazon Prime

Monthly · due Nov 4

$14.99

Uber One

Membership · due Nov 9

$9.99

Nuvaro AI

Ask. Get a real answer.

It knows every transaction. Talk or type.

How much did I spend eating out this quarter?

Down 23%: $612 against $794 last quarter.

Analytics

Your year, at a glance

Cash flow, spending and net worth, live.

Income vs spending

+$3,640

Import

Statements in seconds

Bank PDFs, Excel or Notion, sorted by AI.

chase_statement_oct.pdf3 found
Starbucks · Food & dining−$6.40
Upwork · Client income+$2,400
Netflix · Subscriptions−$15.49
Reports

Reports on request

Ask Nuvaro AI for a P&L or tax summary.

Business P&L · FY 2026

From your records
Revenue$86,400
Operating expenses−$7,565
Net profit$78,835

Nuvaro AI

A finance expert that knows every transaction

Ask in plain English. Nuvaro AI answers from your own records with real figures and charts. It reads your data and never changes it.

Log it out loud

"Paid $42 for groceries with my debit card." Amount, category and account, filled in.

Ask anything

Trends, client income, forgotten subscriptions. Answered in seconds.

How much did I spend eating out last quarter vs this one?

Down 23%. You spent $612 in Q3 against $794 in Q2 — mostly fewer late-night DoorDash orders. Starbucks is steady at about $48 a month.

Which client paid me the most this year?

Acme Studio — $14,400 across 6 invoices, 41% of your freelance income.

Ask about your money…

Analytics

See the shape of your money

Cash flow, where every dollar went and how your net worth is moving. One screen, updated the moment you log a transaction.

Income vs spending

+$3,640 saved

Last 6 months
May
Jun
Jul
Aug
Sep
Oct
IncomeSpending

Where it went

$4,182

October

  • Housing34%
  • Food & dining22%
  • Investments18%
  • Subscriptions14%
  • Other12%

Net worth

+18.4% YTD

$48,920

Statements in, reports out

Import a statement. Ask for a report.

Bring in your records, review the entries, then ask Nuvaro AI for a P&L or tax summary built from them.

Step 1 · Import
chase_statement_sep.pdf
budget_2025.xlsx
notion_export.zip

Bring your records together

PDF, CSV, Excel and Notion. Anything unclear goes to review, not guesswork.

Step 2 · Profit & loss

Example P&L · FY 2026

Revenue$86,400.00
Software & tools−$3,218.40
Home office−$2,400.00
Travel−$1,946.75
Net profit$78,834.85

Your business P&L, on request

Ask for any period. Business income and expenses only, from confirmed records.

Step 3 · Tax prep
Business expenses, separated
India GST from verified invoices
Missing evidence flagged
CSV export of every transaction

Less digging at tax time

A summary for your accountant, not a tax return. Nuvaro never guesses tax due.

Subscriptions & loans

No subscription sneaks past you again

That $15.49 you forgot about? Nuvaro flags it before it's due, counts down every loan, and logs a payment only when you confirm.

This month

$68.45

Due this week

2

Loan payments left

14/24

Coming up

  • 21

    Oct

    Spotify

    Premium Individual

    $11.99

  • 24

    Oct

    Netflix

    Standard plan

    $15.49

  • 28

    Oct

    YouTube Premium

    Family

    $22.99

  • 02

    Nov

    iCloud+ storage

    200 GB

    $2.99

Car loan10 paid · 14 left
Business+$2,393.60
Acme Studio+$2,400
Design tools−$6.40
Personal−$24.39
Coffee−$6.40
Ride home−$17.99
Business profit this month$2,393.60

Freelancers

Freelance income, finally untangled

Keep client money and coffee money apart in one app. See your real profit and ask which client pays best.

Private by design

We read your numbers. Never your passwords.

No other user or advertiser can see your records, and we never sell your data.

No bank credentials

Nuvaro never asks for bank passwords and never connects to your bank.

Never moves money

It tracks and reports. Payments are logged only when you confirm them.

Yours to take

Export everything any time. Deleted items wait in Trash before they're gone.

Pricing

Free forever. Pro when you're ready.

Core tracking costs nothing. Pro adds unlimited AI, statement import and reports.

Free

$0

All the tracking you need.

  • Unlimited manual transactions
  • Accounts, categories & dashboard
  • Subscription & loan tracking
  • 10 Nuvaro AI questions / month
  • 10 voice entries / month
  • CSV export
Nuvaro Pro· Supporter

$39/ year

$3.25/month, billed yearly. You save $20.88.

Everything in Free, plus:

  • Unlimited Nuvaro AI
  • Unlimited voice entries
  • AI bank statement import
  • P&L and tax summaries from Nuvaro AI
  • Priority support

Keeps Nuvaro indie and ad-free

Questions

Good to know

The short answers. Everything else is one question away in Nuvaro AI.

Is Nuvaro really free?

Yes. Accounts, transactions, the dashboard and subscription and loan tracking are free forever. Pro ($4.99/month, or $39/year) adds unlimited Nuvaro AI and voice entries, statement import and AI reports.

Do you connect to my bank?

No. You add what you earn and spend, and Nuvaro does the maths. It never asks for bank credentials and never makes payments.

Can I move my data from Notion or Excel?

Yes. Upload a Notion export, Excel workbook, CSV or bank statement. Nuvaro maps accounts, categories and transactions, and anything unclear goes to review instead of being guessed.

Which currencies does it support?

Pick your currency when you sign up, and give any account its own. The dashboard can show totals converted at current rates.

Can Nuvaro AI do my taxes?

No. It can summarise your business P&L and tax records (including verified GST invoices in India) to take to your accountant, but it doesn't file returns or estimate tax due.

Who can see my data?

No other user can. Every record is tied to your account and the database blocks anyone else. We never sell your data or show ads, and we only look at stored data when you ask for support or the law requires it.

Nuvaro

Your money, finally making sense.

Set up in two minutes. Import statements now or any time later.

Create your free account

Free forever. No card needed.